Pretty much everyone who pays attention to anything is aware that an awful lot* of credit and debit card information was stolen from Target stores by hackers. That card data almost immediately showed up for sale on Internet forums used by cybercriminals.
It is the biggest data breach story to date. A lot of people shop at Target, and even more people shop at Target between Thanksgiving and Christmas.
But, as with everything else, it can’t just stop there. Other scammers have to get their fingers in the pie, too; phishing attacks have begun to surface that mention the Target breach. These messages claim to offer protection from fraud, or ways to see if your card data was one of the compromised few.* And like every other phishing attack, they’re just trying to harvest your account information.
Even if you shopped at Target between November 27 and December 15, 2013; even if you’re really worried; even if you’ve already experienced fraudulent charges…a phishing attack is still a phishing attack. Never trust anyone who contacts you out of the blue and asks for personal or account information, whether by phone, email, text message, telegraph, smoke signal or semaphore.
As for what to do about the actual breach (now that you’re immune to the phishing attacks)? Keep tabs on your credit and debit cards. Get online access to your accounts if you don’t already have it (and use a good, strong password). If your card issuer offers email or text alerts for card activity, sign up for them. If you see something suspicious, report it to the card issuer immediately. Above all, don’t let your guard down when you get emails or text messages the refer to the data breach. Falling for a phishing attack can only make things worse.
*110 million or so.