Staying in a hotel? Don’t fall for this credit card scam.

January 12, 2012

The rules still apply when you’re traveling: don’t give out personal or financial information to anyone unless you initiated contact and know who they are, why they need it and what they’re going to do with it.

A telephone scam that attempts to steal credit card information from hotel guests has resurfaced in Alaska. The potential victim will receive a call on the phone in their hotel room. The caller claims to be an employee of the hotel, and tells the victim there was a problem processing their credit card, then attempts to get the victim to reveal credit card information over the phone.

If you receive such a call, hang up and contact the hotel desk directly and ask about the call. In almost every case, the front desk will tell you they didn’t place the call.


Spam Dissection: There may be a change to your Experian credit-score

January 4, 2012

I don't like spam!This is the text of a spam/phishing email I received on January 3, 2012. It slipped right past the spam filters (my notes are bold and in brackets):

From: Fraud Monitoring
Subject: CRITICAL: There may be a change to your Experian credit-score

ALERT: There may have been a change to one of your 3 credit-scores!

Your Experian, Equifax & TransUnion Scores are your Ticket to a New car, Credit-cards, a Mortgage & more!

Poor 301-600
Good 600-700
Excellent 700-849

View Your Up-to-the-minute Credit-Scores Now, It’s On Us! Click here.

[note: there were about twenty blank lines here]

To no longer receive notifications and updates about this offer, please use this safe unsub link.

[note: the following was in tiny white text, which made it invisible until you highlighted it]

Zuzim in which he would hardly with great deep sleep to Simeon and found there. And planted a mixed multitude of the man, and he can bear. Behold, to us, and I will send thee will harden the Egyptians in the daughters of Zibeon and kissed him, and thou art gone out to see the Red Sea; there is better that shall be buried him the children, or bad. And Jehovah went down, and thy hand of the people go, that my venison, and tarried there was dead, and go in the seven ears, withered, thin, well favored. Haste ye, and the men into the goats: and bring it was returned in them, and begat Lamech. And the land of Rebekah said unto the king of the righteous with the nakedness of the sheep, and begat a dream, and, behold, his sons, Shem, and ye to Paddan-aram. And Noah were both the sword. And when he made me in the thing was grain which he believed in blessing I pray you, and our God, the third stories shalt keep it; and will not who knew not regard not so to my signs in our land was good. And chose him for an officer of the children of the children of the generations ye shall eat every tree or not. And it unto him, Abraham. And he had, in at the water in the sons of the first-born. And he said, Behold now, Jehovah came in the same is the windows of thee. And God called Esau her son, while he did eat their generations. And he begat Enoch was wroth with us: and the land ye shall his bosom, behold, his beasts, and Shaul the money, they have sent them up on me unto Jehovah said, Now therefore he-asses, and the land of Salem brought them against the Hivite, the greatness of white with the same is Edom. And he had done this place. And Joseph said when we found: know him. And she said, Unto their daughters with him that his army, and two years, and wise know how thy rod, wherewith thou hast led the damsel. And when I buried Sarah shall say unto me; and he said, Surely thou standest is about three baskets of his cattle that which thou hast showed him to the kids of Egypt, the garden in the prison; and Kedar, the water which Lot journeyed to me, and he put upon him. And the Hebrews’ children. And he lifted up early in the earth, and said unto thee into the men of Israel his brother’s name of Israel to slay thy father, and I give ear to pass, when they bosom; and he gathered together within his daughter ye done in the eyes and went in, and wise men have accepted thee and daughters: and Magog, and Joseph spake all their names: chief Zepho, and cause frogs be stronger of Egypt were ceased, he put it shall be buried couched as though it came unto him, into my lord. And he dwelt then ye shall be thy servant of Israel said, Let there all the lord knoweth that he fell there, and filled the earth: and the birds multiply thy she-goats have said, What is it came to sojourn in Paddan-aram, and was all his people, that no uncircumcised person shall be the years of Canaan, the lodging-place, that is in the thigh of land of a husbandman, and come seven hundred sixty and the ground after these are the bracelets for out of Egypt. Then Joseph understood them;

[note: the following was fully visible text]

All of a sudden, I was hearing stories about how difficult I was to work with, ridiculous rumors about drugs and what a diva I was. I never had to go to rehab or a program.

[note: it concluded with this footer image]

Footer from spam message, 01/03/12

I thought it might be useful to point out a few things about this message.

First, you should never, ever respond to an email like this in any way, shape or form. I’m not sure what it leads to—it could be a site that attempts to steal personal information, a rogue online pharmacy or some combination of the two. Even clicking the “safe unsub link” could lead to problems.

Second, the “from” information, the link to (allegedly) view your credit score and the “unsub” link all use the exact same host: doragreyliteracyfoundation.com.

I did a “whois” on this URL and found that it was registered on December 23, 2011, using a registrar called eNom, Inc. Four things about this fun fact:

  1. The website was registered eleven days before the message was sent, yet they somehow already had my email address.
  2. The Dora Grey Literacy Foundation, as far as I can tell from a web search, does not exist.
  3. They registered the domain name for only one year, which isn’t necessarily a sign of fraud, but know this: registering a domain name for only one year is a pattern with fraudulent websites.
  4. As of October 2010, eNom, Inc. was the registrar for around 40% of rogue online pharmacy sites, according to a source cited at Krebsonsecurity.com.

Third, that huge block of (religious, in this case) word salad would have no reason to exist in a legitimate email message.

Fourth, neither would that business about being a “diva” after the word salad. I looked it up; it’s a quote from Irene Cara. Yeah, the person who sang “Fame” and played Coco Hernandez.

Finally, regarding that footer image, there is neither a Dora Grey Literacy Foundation nor a Facio & Associates at that address. “PMB” indicates the address is a commercial mail drop business, which is a mainstay of con artists.

Amazing what you can learn with a little research, isn’t it?


A brief list of things you’re not getting simply for liking a page on Facebook

December 21, 2011

Facebook scams? Inconceivable!Several times a month, I hear about a new scam making the Facebook rounds. Inevitably, they all seem to involve the same pattern: this company is giving away a free gift card (or item) to everyone on Facebook if they like this page!

I don’t always write a new article about it because I would just end up with a template; “There’s a new scam on Facebook, claiming that ____ is giving away $_____ gift cards for liking a page. Don’t do it.” I’d rather just talk about the principle than rehash the specifics every single time.

For one thing, think about the numbers: Ikea is giving away $1,000 gift cards to everyone on Facebook? There are 800 million people on Facebook. That means their budget for this one promotion would be $800 billion. Ikea’s profits in 2010 were “only” 2.7 billion. Heck, the entire GDP of Sweden was $338 billion last year.

But, just in case you’d like a few examples of things you’re not going to get for free just for clicking “like” on a page, here’s a brief list:

  • $100 Costco gift card
  • $1,000 Ikea gift card
  • Amazon.com gift card
  • $100 KFC gift card
  • $1,000 Walmart gift card
  • Free iPad2
  • $50 Starbucks gift card
  • $25 iTunes gift card
  • A free gift card in any amount, or a free trendy high-tech device, from any retailer in the entire Universe, including all possible parallel Universes and/or dimensions, from now until the very end of Time itself (and in all future incarnations thereof if it turns out Time is cyclical and is repeated on a Cosmic infinite loop of some kind), ever, just for “liking” page on Facebook. This includes if you find yourself in a whimsical land of magic and wonder after chasing a white rabbit down a hole, or after hiding in a wardrobe and ending up in a forest and being greeted by the Faun Tumnus.

That last one is a little more general.

The point is: these are scams. They always have been, and they always will be. Don’t “like” the pages, don’t even visit the pages. If you’ve got friends who keep falling for this stuff, tell them it’s a scam. Every single time if you have to. A little public shaming can go a long way.


Ridiculous Spam: I get Brandnew Car at Super-Saving Price!

December 15, 2011

Even by broken-English standards, this one I got today is a real mess:

Subject: The cheapest way to buy new car, once a year

Hi Regional Federal Credit Union, this is an Incredible Opportunity for You to get Brandnew Car at Super-Saving Price

Last Chance to get up to $7000 off on all Vehicles Model 2011 Blowout Sales.This happens only Once a year.
Register now for Free and get your price quote for all possible saving brandnew autos.
Hurry up, only few days left to win those crazy deals.

Start Saving up to $7000 by spending 2 minutes to fill out the registration form here

Rule #1 of dealing with spam: if they’re using the name of the place you work as if it’s your name, there is no logical reason to click on anything within the message or to respond in any way other than to delete the message.


Text message scam: there needs to be a word for this

December 5, 2011

We need to come up with a word for “scams that arrive via text message, but are not phishing attacks, which already has a word (SMiShing).”

Crooxting? Because they’re crooks, and they’re texting you. Something tells me this is going to be an uphill endeavor. Sort of like trying to make ‘fetch’ happen.

Anyway, this showed up on my phone the other day, in two parts:

FRM:ci2 h5j8
MSG:Bestbuys giving away
Leftover Cyber-Monday
$1000 giftcards at:
goo.gl/6u2nQ?QQHEJ go
claim yours

ci2 is texting
you for free using Textie
app. You can reply or text
‘stop’ to block, Get Textie
free in the iPhone App
Store.

I’ll give you a shiny new penny* if you can find five things that DON’T scream “absolute scam” about this, because I sure couldn’t.

I also won’t be texting ‘stop’ to anyone, either; I don’t want to confirm that mine was a genuine phone number.

If you get one of these, just delete it.

*Disclaimer: Not a genuine offer. I don’t have a shiny new penny. Which is making this Penny Racer totally unfun to play with, by the way. No wheelie action at all.

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