Car Wrap Advertising Scam

March 1, 2013

There are times when a scam is completely new, but those instances are exceedingly rare. For the most part, “new” scams use tried-and-true methods to lure victims, and it usually doesn’t take long for a “new” scheme to enter familiar territory.

One “new” con is the Car Wrap Advertising Scam. It starts with an emailed offer to earn $400+ per week just to drive your own car with graphics from an energy drink or other company plastered all over it. It’s a novel offer, and it appears many of the emails are well-written and devoid of the broken English, weird tabbing/spacing and initial “Greetings!” salutation.

However, there are already three warning signs, and that’s without even looking at an actual example:

  1. The offer arrives via email
  2. They’re offering a lot of money for zero work
  3. Energy drink companies are, above all else, extremely image-conscious; they’re not going to send random people offers to wrap their cars if there’s any chance their logo might end up on some sketchy old pickup with rust holes a house cat could climb through.

So that last one’s a bit trickier, but still: at this point your inner “Scam Radar” should at least be registering that something isn’t quite right.

What happens if you respond to the message?

They send you a cashier’s check for a few thousand dollars. They tell you it’s your first payment in advance, and that the excess is for the graphic designer who will be applying the graphics to your car.

Can you guess what the victim’s next instructions are? (Hint: at this point, your inner Scam Radar should be on the brink of blowing up, because you’ve heard of this one before.)

If you said, “Wire the excess money to a stranger,” you win a shiny new silver dollar.*

It’s the secret shopper scam all over again: cash this check, wire it to us, find out a week later the check was fraudulent and you’re out several thousand dollars.

So today’s lesson is: beware of old scams wrapped in new, hip, edgy energy drink graphics.

*You don’t actually win a shiny new silver dollar.


IC3 Scam Alerts

September 20, 2012

The latest batch of scam alerts from the Internet Crime Complaint Center, a partnership between the Federal Bureau of Investigation (FBI) and the National White Collar Crime Center (NW3C) came out yesterday, and there are some interesting things going on out there.

I won’t past the entire text here, but the “Triangle Credit Card Fraud” was a new one to me. It works this way:

The first party is the fraudster who acts as a seller on a popular auction or marketplace site. The fraudster “sells” a product to the second party, the buyer that knows nothing about the scam. The buyer pays the seller for the product or service. The seller then needs to deliver the product or service to the buyer and does so by placing an order with the manufacturer of the product or service to the buyer and does so by placing an order with the manufacturer of the product or service, the third party. That order will contain the buyer’s information for shipping and stolen credit card information for billing. When the company receives the order, the billing and shipping information is all legitimate, thus it looks like an order being placed as a gift, so the company delivers the product or service.

That’s a big ball of text that takes a minute to decipher (and it seems to repeat itself at least once, but the underlying message is clear: you have to be really, really cautious when buying things from online auction sites.

The alerts also point out a new take on the old work-at-home scheme. This time, crooks are telling victims they submitted a resume online and using the names of well-known financial institutions and agencies (instead of the usual out-of-the-blue offer for mystery shopper work), then sending victims a fraudulent cashier’s check to purchase software or other supplies. Naturally, the victim then wires back the overage and ends up losing money. This time they’re finding victims because a vast number of people have been submitting resumes online, and I can tell you from experience: unless you’re a record-keeping ninja, it can get hard to keep track of what jobs you’ve applied for.


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