All posts by FPU

Mystery Shopper Scam Variations

Lately I’ve been getting a ton of emails with offers for…you guessed it: mystery shopper jobs.

Naturally, I know these are a scam, but I did open one of them (afterrunning a quick virus scan on it, just to be sure!). They are from a company called WA Surveys, allegedly based in Seattle. Run a Google search on that phrase and you’ll get all kinds of results confirming that it is indeed a scam. Better yet, Google “WA Surveys” and the word “scam.” This company has quite a colorful history.

I couldn’t help but notice the “from” line in these email messages, though; they were all apparently coming from…me. My email address was in both the “from” and “to” fields.

Odd, you might think, and you’d be correct. It’s also an excellent clue that you shouldn’t trust anything about that message. If they’re already trying to spoof the sending address, you know they’re up to something.

Of course, sometimes you’ll get messages  that appear to be from people who are in your address book. I’ve had a couple of these same messages appear to be coming from other people right here at REGIONAL. I don’t know how the senders are able to do this (is it a hack, or are they just skimming email addresses from the Internet?), but it should still raise red flags—why would your supervisor be sending you a message about mystery shopper jobs?

If you’re truly unsure, contact the person directly and ask them. However, the text of the message should give you all the clues you need. In this case, it said “mystery shopper,” promised a lot of money, asked for personal information outright, and came from WA Surveys, signed by a Michael McDowell or Michael Friedman (both are aliases used by the same person).

Then again, if it turns out your supervisor actually is suggesting a new line of work for you, it might be time to start looking for a new job on your own. Just don’t fall for one of these bogus offers.

Video Dispatch: Mystery Shopper Scams

Why not get things started with the first Video Dispatch?

The topic this time is the offers for “mystery shopper” jobs you sometimes see on the Internet, in the newspaper or taped to telephone poles. A huge percentage of those offers are scams. There’s some more information on the topic available in the Fact Sheets section.

Incidentally, the theme song is a synthesized little number I wrote (using some very old Cakewalk software) called “Funk Prevention Unit.” Anytime you hear music in a Video Dispatch, that’s me; mostly because I’m not willing to go through the hassle of licensing other people’s music.

Also, we are looking into hosting videos through other avenues than YouTube. For now, though, I have to throw in the following disclaimer:

Note: Videos hosted on YouTube contain links to other video content, which will play on the current page if clicked. REGIONAL Federal Credit Union is in no way affiliated with or responsible for this content and has no control over videos or advertisements that may be linked from our video content.

Stay Vigilant

Nobody is ever 100% safe from fraud, scams or identity theft. Even if you’ve done everything possible to prevent becoming a victim, it can still happen.

Take, for example, the data breach at Heartland Payment Systems a few months ago. Through no fault of their own, thousands of people experienced unauthorized use of their credit or debit cards. It wasn’t that they fell for a phishing email or a fake phone call. They simply made a purchase or two at a store or restaurant that used Heartland as their card processor.

However, there is no reason to panic. By taking simple steps to stay safe on your end, you can drastically reduce your chances of becoming a victim of fraud.

The key is to be informed and vigilant. Know what the threats are, know how to spot a scam and keep a close watch on your financial statements, and you’ll be miles ahead of where the crooks would like you to be.

That’s why REGIONAL Federal Credit Union is bringing you this new website. We believe that education is key to achieving financial security and independence.

It’s not all doom and gloom, though. In fact, it is my aim to make this site as entertaining as possible (despite the admittedly bone-dry seriousness of this first post). I’ll be posting some Video Dispatches from the FPU very soon. Be sure to check those out. There’ll be enough weird props, strange pop culture references, silly music and bad acting for everyone, and you’ll learn something, too.

I’ll be learning, too. After all, there are new variations on these scams popping up all the time. It will be a chore to keep up, but I will do my best. In the meantime, questions, comments and suggestions are always welcome! Use the comment function below, or email me directly at cturpen@regionalfcu.org. Also be sure to follow the FPU on Twitter (@fraudprevunit). I’ll be posting tips and updates there as well.

And always remember: stay vigilant.